Shari’ah Supervisory Board

The Shari’ah Supervisory Board forms an integral part of our operations. Our members review all transactions and projects to ensure that they are fully compliant and in accordance with the rules and principles of the Islamic Shari’ah.

Our Shari’ah Supervisory Board consists of three of the most prominent and distinguished scholars in the field of Islamic Shari’ah:

• Sheikh Professor Dr. Sayyid Mohammad Al-Sayyid Abdul Razzaq Al-Tabtaba’e
  

  Dr. Al-Tabtaba’e received his PhD in 1996, and his master’s degree in 1993 from the Higher Judicial Institute at Imam Mohammad Ibn Saud Islamic University in Riyadh with First Class Honours, his bachelor’s degree in 1988 from the College of Sharia at Imam Mohammad Ibn Saud Islamic University in Al-Qaseem, and professorship from Kuwait University in 2004. He is currently the Chairman of Fatwa & Shari’a Supervisory Board at Kuwait Finance House since 2014. Dr. Al-Tabtaba’e chairs the Fatwa Board for Personal Status Law of the Ministry of Awqaf & Islamic Affairs in the State of Kuwait. During his professional career he held several prominent positions e.g., Chairman of the Shari’a Law Implementation Committee, and Member of the Board of Trustees of Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI). Dr. Al-Tabtaba’e is the Dean of Shari’a and Islamic Studies College at Kuwait University, former Vice Chancellor of Kuwait University, and a teaching faculty member of the college.

• Sheikh Dr. Esam Abdulrahim Al-Ghareeb
  

  Dr. Al-Ghareeb received his bachelor’s degree in Islamic Jurisprudence and Usul Al-Fiqh from Kuwait University in 1988. He is currently a member of the Fatwa and Shari’a Supervisory Board at Kuwait Finance House since 2014. Dr. Al-Ghareeb is a teaching faculty member at the Islamic Jurisprudence and Usul Al-Fiqh Department at Shari’a and Islamic Studies College and at the Faculty of Law of Kuwait University. Dr. Al-Ghareeb previously held the position of Assistant Dean at Shari’a and Islamic Studies College and College of Law of Kuwait University. He also held the membership of the Shari’a Law Implementation Committee.

• Sheikh Isa Abdulla Al-Duwaishan
  

  Isa Abdullah Al-Duwaishan began his career at Kuwait Finance House, where he played a key role in developing Islamic financial products. He proposed innovative lending solutions from profit reserves to benefit shareholders without compromising their rights. He also addressed long-standing challenges in the Islamic banking sector and worked to provide Sharia-compliant alternatives to government-backed initiatives, particularly in support of small investment projects. With around 20 years of experience in Islamic banking and finance, he has made significant contributions to the industry. Al-Duwaishan was also an active member in the transformation of Ahli United Bank Bahrain from a conventional bank into an Islamic bank, and he has held several key positions throughout his career including:

  - Head of the Internal Sharia Audit Department at Kuwait Finance House in Kuwait.

  - Head of the Sharia Department at Kuwait Finance House in Bahrain.

  - Chairman of the Sharia Committees at the Union of Kuwaiti Banks.

  - Chairman of the Technical Committee for the Application of Sharia Standards at the Bahrain Association of Banks (BAB).

  - Member of the Fatwa and Sharia Supervisory Board at Kuwait Finance House in Malaysia.

  - Member of the Sharia Board of the International Islamic Financial Market (IIFM).